I’m very passionate about self education, so I’ll read anything anywhere pertaining to improving life as a whole but one thing that really stumps me is investing. I’m familiar with the real estate market but I’m still lost as to where I’m suppose to get the money from to invest in property. All I hear people saying is save, save, save, spend less and invest. That all sounds really great if you can move in with family members for a while or you have a two person income. What about all the people that encounter hardship everyday. Everyday is a rainy day when you’re hustling your way to the top.
The reality for many people is that our credit is jacked up by the time we’re 25 because our parents couldn’t help us with college or with our careers. If you’ve been to college you know how credit card companies sworm the campus looking for financially uneducated freshmans to apply for lines of credit.
Actually, I didnt have this problem because my credit was done before I hit college. A few of my friends took advantage of the credit cards because they had single parents that couldn’t afford to send them money for college expenses. What’s a college student to do? CHARGE IT!
Not the wises decision but when you’re hungry or need gas to get home what are your options. I can’t even remember how many jobs I had while in college just to try to get 20 hours a week. College is not a walk in the park, you have to hustle just as hard in college as you have to on the streets of Chicago. Don’t let the Degree fool you, attaining a degree isn’t easy but it’s worth it.
So fast forward, now you have a decent career but you have a bus load of debt, college loans and family financial issues. What’s the next step? Well I’m asking you because this is where I am in my life.
Mommy Making Moves by LaChanel Hemphill 